What is a payday loan?
A: A pay day loan is a service which provides
customers with a cash advance till there next payday.
What can I use my cash advance for?
A: a cash advance can be used
for a number of things. The most common are: a bill payment, an unexpected expense,
a weekend getaway, or avoiding an NSF charge.
What are the requirements to obtain a payday loan?
A: We, essentially,
look for our customers to meet our criteria: you will need a valid checking account
for at least 3 months, you must have a full time job for at least 6 months, you
must live at the same address for at least 6 months, and you must get paid via
direct deposit. You must also not be in bankruptcy status or have any garnishes
against your pay.
How much will your advance cost?
A: Our fees are $15.00 per $100.00
borrowed for a one week period.
do I Apply?
A: You may apply for a payday loan via our simple online application
or by phone. Click here to
How fast would I receive the funds?
A: If we transfer your loan before
the 11:00 A.M. Eastern Standard Time you may receive the funds in your account
the same day. However if the transfer is done anytime after 11:00 A.M. it will
take a full 24hrs. to receive your funds.
What would I be required to fax in?
A: Nothing with todays technology
we are able to verify all the information through national data bases. If there
is something that we cannot confirm we might need you to fax in or e-mail some
documentation such as: personal voided check, the last 90 days of your bank statement,
a photo I.D., a utility bill, and your last pay stub.
When will I hear from you?
A: Once the online application has been
submitted an agent will be contacting you, by phone or e-mail, within one hour
to address your application and facilitate the application process. Business hours
are Monday to Friday between 10:00 A.M. and 6:00 P.M. (EST). For applications
submitted after hours we will contact you first thing the next business day.